Application to reactivate a dormant bank account

Use this to ask the bank to make your account active again when it has become inoperative because you did not use it for a long time.

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To The Branch Manager, [Bank Name], [Branch Name] Date: [Date] Subject: Request to reactivate my account number [Account Number] Respected Sir/Madam, I hold a savings account, number [Account Number], in your branch. I could not use this account for a long time because [Reason, for example I was living in another city]. I understand that it has now become inoperative. I wish to use the account again. I request you to kindly reactivate it. I am attaching fresh KYC documents and am ready to make a transaction today. Thanking you, Yours faithfully, [Your Name] Account No.: [Account Number] Mobile: [Mobile Number] Signature: ____________

When to use this letter

Use this when your bank tells you, or you find at the counter, that the account has been marked inoperative or dormant because it was not used for a long time. The money in it remains yours. The account only needs your identity to be confirmed again before it can be used.

Before you send it

Go in person with your original identity and address proof. Reactivation needs fresh KYC.
Carry the passbook and any old cheque book or card of the account.
Do a small deposit or withdrawal the same day, as the branch advises, so the account shows activity.
Under Reserve Bank of India rules, a savings or current account is treated as inoperative when there is no customer transaction for more than two years. Ask the branch for the current rule if you are unsure.

What to attach

Recent passport-size photograph
Self-attested identity proof and address proof
Passbook

How to send or submit it

Go to the branch in person with fresh KYC documents: identity proof, address proof and a photograph. Fill in the bank's KYC form along with this letter. Ask when the account will be active and whether your card, cheque book and net banking need to be issued again.

Mistakes that get it sent back

Sent by post or through another person.
The KYC documents are old or do not match the name on the account.
The signature has changed over the years. The bank may ask you to sign afresh in front of an officer.
A joint account, where the other holders also need to confirm.

This is a general format, written by us, to save you time. If the bank has its own printed form, use that form. Last checked: 11 November 2026.

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